In Loving Memory Of / FREDERICK ALLAN RICHARDS / ""JIM"" / 17-5-1917 -- 10-2-1997 / BELOVED HUSBAND OF JEAN & WIN / BELOVED FATHER & FATHER-IN-LAW OF / JOE, DAPHNE (DEC), DULCIE (DEC), ANN, / RITA (DEC), ALLAN, GEOFF (DEC), DAVID, DULCIE / MUCH LOVED GRANDFATHER AND / GREAT GRANDFATHER OF THEIR CHILDREN / RESTING WITH LITTLE GIRLS DAPHNE AND DULCIE